Filing Bankruptcy to Stop an Eviction

Stop Eviction

Before You Get Kicked Out of Your Home

If your landlord is threatening to evict you or has even started the process, bankruptcy can stop the eviction immediately. With help from my skilled team of Georgia bankruptcy attorneys, you may even get to stay in your home for now. There are lots of ifs and buts, but it may be the solution you need right now.

There are various reasons landlords decide to evict tenants, most commonly for non-payment of rent, violation of the terms of a rental agreement, or sometimes for alleged damages. We will need to know the reasons your landlord has given. We will also need to know how far the process has gone.

You need to know that your landlord can’t kick you out without a court judgment, no matter how much money you owe in back rent or for damages claimed. Whatever the circumstances, we can help you.

How Can Bankruptcy Stop an Eviction?

Bankruptcy might seem to be an extreme solution. As long as your landlord hasn’t got a court judgment, filing bankruptcy will put an immediate, automatic stop to the eviction process.

If you owe rental, that doesn’t mean that you won’t have to pay what’s due. It depends on how you want to resolve the situation and which type of bankruptcy you opt for.

In Georgia, there are two types of bankruptcy, a Chapter 7 and a Chapter 13. We will help you decide which route to take, but in essence:

  • Chapter 7 will cancel out all debts and get you a fresh start. But it stands to reason you’re going to have to find a new home.
  • Chapter 13 provides the opportunity to agree on a plan to pay off past rental debts. Your landlord will have to agree to a plan, and you’ll have to stick to the agreement if you want to stay in your home.

If unpaid rent isn’t the issue, we will assess the reasons for your pending eviction to see which is the best bankruptcy route to pursue.

The SJK Law Firm Can Stop Your Eviction

Filing for bankruptcy is an excellent way to stop eviction, but you do need an experienced bankruptcy attorney to guide you through the process. Our experianced attorneys will discuss your options with you, and together we can decide which path to take.

Call Kakol Bankruptcy today to make an appointment with an experienced member of my team. There is a way to help you through this and stop your eviction.